For a year or more now, there have been some attempts to insure risks of open source, mostly attempts to protect against lawsuits claiming intellectual property infringement, such as the SCO lawsuits. Most of this protection has been organized by indivdual open source vendors, such as Red Hat, HP, or Novell.
Now Lloyds is announcing plans to offer wider coverage that is not tied to any particular vendor, in conjunction with an organization called Open Source Risk Management (OSRM). According to an article by Gavin Clarke in the Channel Register:
OSRM will assess both the risk of the software in use and the individual company, before passing on the risk to the appropriate insurance company on the Lloyds market.According to OSRM's web pages, such coverage will go beyond the specific code sold by open source vendors, to also cover code modified by users. That is, it will cover open source as open source, not just as a specific vendor's product.